1. Strong Profit Growth
- Net Profit: ₹1,068 crore, up 45% compared to last year.
- Yearly Profit: Full-year profit for FY26 also saw significant improvement.
2. Higher Earnings from Loans
- Net Interest Income (NII): ₹2,637.7 crore, up 16% from last year.
- Net Interest Margin (NIM): Improved to 2.7%, up from 2.5% last year.
3. Better Asset Quality
- Gross Bad Loans (NPA): Fell to 1.3% from 1.5% last quarter.
- Net Bad Loans (NPA): Dropped to 0.2% from 0.3% last quarter.
- Slippages: Remained stable at 1.6%.
4. Growth in Loans & Deposits
- Loans (Advances): ₹2.72 lakh crore, up 11% from last year.
- Deposits: ₹3.19 lakh crore, up 12% from last year.
- CASA Deposits: Crossed ₹1 lakh crore milestone.
5. Strong Operating Performance
- Operating Profit (Before Provisions): ₹1,618 crore, up 23% from last year.
- Full-Year Operating Profit: ₹5,506 crore, up 29% from last year.
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Disclaimer: This information is for educational and informational purposes only. It is not intended as, and should not be construed as, investment advice or a recommendation to buy, sell, or hold any security. Investors are advised to conduct their own research and consult a certified financial advisor before making any investment decisions. Past performance is not indicative of future results. The securities quoted are for illustration and are not recommendatory.
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