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Startup funding stays selective as banks turn optimistic on credit growth

Startup funding stays selective as banks turn optimistic on credit growth

India’s startup funding landscape continued to show signs of stability, with healthtech and innovation-led companies attracting fresh capital in recent funding rounds.

Category : Corporate Wire
Author : Nikhil Sareen
Published By : Rupie Times Desk
Date : 10 Feb 2026

India’s startup funding landscape continued to show signs of stability, with healthtech and innovation-led companies attracting fresh capital in recent funding rounds. Firms such as Pandorum Technologies raised funds to expand their regenerative medicine platforms, while early-stage players in digital health and wellness also secured investor backing. At the same time, State Bank of India has raised its credit growth outlook for FY26, citing improving business sentiment and healthier balance sheets following the December quarter performance. The lender indicated that demand from corporates and retail borrowers is gradually picking up, reflecting improving confidence across the economy.

Why it matters:
Selective startup funding combined with rising credit growth expectations from the country’s largest bank points to a measured recovery in risk appetite, where capital is flowing towards viable business models and productive economic activity rather than speculative excess.

Written By Rupie Times Desk

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